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10 Things to Check Before Buying Gold Jewelry | Gold Jewelry Buying Guide
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10 Things to Check Before Buying Gold Jewelry

Gold jewelry is not only an accessory but also a valuable investment. It’s essential to verify its authenticity and quality, whether you’re buying for a special occasion, as a gift, or for investment. Many people purchase gold jewelry without sufficient knowledge, risking issues with value and authenticity. Here are ten key factors to consider before making a purchase.

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1. Check for Gold Purity (Karat Value)

Gold purity is measured in karats (K). The most common gold purities are:

  1. 24K Gold (99.9% pure) – Too soft for regular wear.
  2. 22K Gold (91.6% pure) – Best for traditional jewelry.
  3. 18K Gold (75% pure) – Ideal for designer jewelry with gemstones.
  4. 14K Gold (58.3% pure) – Durable and widely used in modern designs.

Always choose the purity that fits your usage and budget.

2. Look for BIS Hallmark Certification

In India, the Bureau of Indian Standards (BIS) Hallmark certifies gold purity. A BIS hallmark ensures that the gold meets the required standards. Always check for these marks:

  1. BIS Logo
  2. Purity in Karat (22K, 18K, etc.)
  3. Jeweler’s Identification Mark
  4. Year of Marking

If a gold piece lacks a hallmark, reconsider your purchase.

3. Verify the Weight of the Jewelry

Gold is priced per gram, so the weight of your jewelry directly affects its cost. If the jewelry has additional gemstones or embellishments, ask for the gold weight separately to avoid overpaying.

4. Understand the Making Charges

Making charges cover the labor cost of crafting the jewelry. It varies from 8% to 35% of the total gold price. Handcrafted jewelry usually has higher making charges than machine-made designs. Always compare prices and ask for a breakdown before purchasing.

5. Inquire About the Buyback Policy

Many jewelers offer a buyback or exchange policy for gold jewelry. This ensures that you can sell or exchange your jewelry at a fair price in the future. Check the terms carefully before buying.

6. Ask About the Resale Value

Gold jewelry with higher purity (22K and 24K) retains better resale value. However, designs with stones, enameling, or heavy making charges may fetch a lower resale price. Always clarify the jeweler’s buyback rate before purchasing.

7. Inspect for Proper Clasp and Lock Mechanism

If buying a gold chain, bracelet, or necklace, inspect the clasp and lock for durability. A weak clasp can cause your jewelry to break or get lost easily.

8. Compare Prices Across Multiple Stores

Gold rates fluctuate daily. Before making a purchase, compare the gold rate per gram across multiple reputed jewelers to get the best deal. You can also check the current gold price online.

9. Check for Authentic Bill and Documentation

Always ask for a proper bill that includes:

  1. Gold purity and weight
  2. BIS hallmark details
  3. Making charges
  4. GST details
  5. Jeweler’s name and details

A bill serves as proof of purchase and is essential for resale or insurance claims.

10. Buy from a Reputed Jeweler

Always purchase gold jewelry from a well-known BIS-certified jeweler or a reputed brand. Trusted jewelers provide authentic certification, fair pricing, and better after-sales service. Avoid unknown sellers or online platforms without verified reviews.

Conclusion

Buying gold jewelry is a significant investment, and being well-informed ensures you get the best value for your money. Always check for hallmark certification, purity, weight, making charges, and resale policies before purchasing. SwarnGanga Jewel Arts offers a wide range of certified, high-quality gold jewelry with transparent pricing and expert craftsmanship.

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